Paying for Your Care

At The Dental Specialists, we are committed to making high-quality dental care accessible for everyone. To better accommodate our patients, we accept a wide variety of payment options, including most dental insurance plans.

Dental Insurance and Benefit Plans

Understanding how dental insurance works can be a challenge, but we're here to help guide you through the process so you have one less thing to worry about. We work with many insurance providers to help ensure that all patients have access to high-quality, affordable dental care.

In an effort to make dental care accessible for everyone, we accept most major dental insurance plans and many plans from smaller insurance providers as well. Some of the insurance plans we accept include Delta Dental, HealthPartners, Blue Cross, Cigna, Premier Dental, MetLife and many others. However, just because we accept coverage from specific insurance companies does not necessarily mean we accept your specific plan. It's important to consult with your insurance company to determine if your The Dental Specialists location is covered by your policy. We are happy to answer an questions you may have related to the insurnace plans we accept.  Please contact your The Dental Specialists location.

Same-Day Cash Savings

For patients without dental insurance or a benefit plan, we offer a 5% discount for those who pay in full on the day of service with cash or check.

Patients 60 years and older without dental insurance or a benefit plan are eligible to receive an additional 5% savings (total of 10%) for prepayment or full payment by cash or check on the day of treatment.

Medical or Health Spending Account (Flex Spending Account)

Some of our patients have flexible spending accounts through their employers. Patients can use the money they have set aside in these accounts for dental expenses not paid for by insurance. We are happy to assist our patients by providing the necessary documentation for reimbursement.

Payment Options


Credit or Debit Card
The Dental Specialists accepts debit cards and most major credit cards.

Wells Fargo Health Advantage® Credit Card*
Because your oral health is important to us, we offer the Wells Fargo Health Advantage credit card. You can apply for the card online or at any The Dental Specialists location. With a comprehensive range of financing plans, it gives you budget flexibility to finance treatment or healthcare expenses and pay over time.

With the Wells Fargo Health Advantage® credit card you can:

  • Pay for co-payments, deductibles, and treatment not covered by insurance
  • Start treatment immediately and pay over time with convenient monthly payments
  • Pay for other healthcare expenses at participating providers for you and your family without having to reapply
  • Reserve existing credit cards for household or unplanned expenses
  • Have no annual fees*
    *The Wells Fargo Health Advantage® credit card is issued with approved credit by Wells Fargo Bank, N.A.  For newly opened accounts, the APR for Purchases is 12.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 02/01/2018 and is subject to change. For current information, call us at 1-800-431-5921.
  • Apply online or at your The Dental Specialists practice

Electronic Billing Statements
We're pleased to offer our patients the option to receive their statements electronically. If you are interested in signing up for electronic statements, please visit our online bill portal.

Online Bill Pay
The Dental Specialists is pleased to offer our patients the ability to easily pay their bill online. Visit our online bill portal to make a one-time payment or login to your billing account. If you have any questions regarding your bill, please contact your The Dental Specialists practice. The contact information for your practice can be found in the top left corner of your The Dental Specialists statement.

Additional Questions About Paying For Your Care

We know that details about how to pay for your care can sometimes be confusing. Call your The Dental Specialist practice with any questions or concerns you may have.